HARDT

Situations we handle

However you got here, there is a way through it.

Almost nobody calls us because selling a house was the plan. Something happened first. Below are the situations we deal with constantly, written out so you can see we already understand yours before you have to explain it.

Every situation has a way forward.

The house needs more work than you want to take on

Deferred maintenance, a failed inspection, a roof or a foundation you were quoted a number for and quietly closed the tab on. The cost is only half of it; the other half is managing contractors for months while living somewhere you were ready to leave.

What happens: We buy it in the condition it is in today, and the work becomes our problem. Nothing gets fixed, cleaned or staged first.

You inherited it, and it came with everything still in it

Grief and paperwork arriving together, often with siblings in three states and a house full of forty years of somebody’s life. Probate has its own calendar and nobody hands you a map on the way in.

What happens: We buy on the court’s timeline rather than fighting it, and we take the contents with the house. You keep what matters and leave the rest exactly where it sits.

You’re behind on payments

A Notice of Default is frightening and the mail gets worse from there. Most people are told they have fewer options than they actually have, usually by someone who profits from the option they are recommending.

What happens: First we tell you where you really are on the statutory clock, and what each option costs you. Sometimes that means reinstating, or a modification, or a HUD counsellor, and none of those involve us. If selling is genuinely the best of the options, we will say so plainly and buy it.

There are tenants in it and you’re done being a landlord

Mid-lease, month-to-month, Section 8, or somebody who stopped paying in March. The usual advice is to get the place vacant first, which in California means notices, relocation payments and a wait you did not sign up for.

What happens: We buy occupied. The tenancy transfers with the deed, lease, deposit and housing-authority contract included, so nobody has to be moved out for you to be finished.

A divorce or a separation, and the house is in the middle of it

Two people who need this settled, a lender who wants one name off the loan, and a property that has to convert to a number both sides can live with. Every week it drags is another week of a conversation nobody wants.

What happens: One walkthrough, one written number, and a close date you both agree to. We work with attorneys and escrow directly so the house stops being the thing you argue about.

You’re moving, and the timing does not line up

A job that starts next month, family in another state, or a place you have already committed to. Listing means showings you cannot attend and a closing date you cannot control from four hundred miles away.

What happens: You pick the date. Faster is possible, and slower is completely fine; if you need sixty days to get the next thing sorted, we set it for sixty days.

The house is full, and clearing it feels impossible

Decades of belongings, a garage nobody has opened in years, and quotes from junk-haul companies that cost more than they should. People apologise to us for this constantly. There is nothing to apologise for.

What happens: Take what matters to you and leave the rest, including the garage and the paperwork in the kitchen drawer. We have bought houses in every condition there is, and clearing them is a line in our budget rather than a favour.

There has been fire or water damage

Insurance adjusters, remediation quotes, and a property most retail buyers cannot get a loan on even if they wanted it. The financed buyer pool for a fire-damaged house is close to nobody.

What happens: We buy with our own money, so a lender’s condition requirements never enter into it. Damage changes the number, not whether we are interested.

There is a lien, or something is wrong with the title

A contractor’s lien, unpaid property taxes, a solar or PACE assessment riding on the tax bill, an old deed of trust nobody ever released, or an heir who cannot be found. These surface late and kill ordinary sales in week four.

What happens: We look for these at the start rather than discovering them in escrow, and most of them are solvable with title’s help. The one thing we cannot do is buy a house where title can never be cleared, and we will tell you that early rather than waste your month.

It is a duplex, a triplex, or a small apartment building

Small multi-family carries everything a house does plus rent rolls, multiple tenancies, shared systems and a buyer pool that shrinks fast once the units are occupied or the deferred maintenance is visible.

What happens: We buy multi-family up to about $1.2M, occupied, with whatever the rent roll actually looks like rather than what it should look like on paper.

Not on this list? Call anyway. The situations that do not fit a category are usually the ones worth a conversation, and if the answer is that you should not sell to us, that is what you will hear.

Tell us what you’re dealing with.

Three questions, no obligation, and the first conversation is about your options rather than our offer.

Call Get my offer